Construction Finance

Alliance finance has a strong track record of sourcing development and construction loans in Sydney, Melbourne, Brisbane, Adelaide & Canberra for projects. We source capital from all the banks and a long list of alternative funding sources. The Team have extensive experience in projects with GR up to $1.5BN A mezzanine is any subordinated debt or preferred equity instrument that represents a claim on a company’s assets that is senior only to that of the common shares. Mezzanine financing can be structured either as debt or preferred stock.

Major points

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NO PRESALE CONSTRUCTION

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MAJOR BANK & NON BANK FINANCE

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MEZZANINE FINANCE & PREFERRED EQUITY

CONSTRUCTION LOANS - Majors

From $2 – 500+ million
Facility limits up to 70% LVR .
Maximum Loan to Cost Ratio’s up to 80%
Bank margins commencing at 1.50% with line fees from 1.50% .
Non bank funds from 6.75% with a 1.5% Estab;
No pre-sales requirements for approved projects below 60%

STRETCH SENIOR CONSTRUCTION DEBT

Typically $5 – 50 million
Maximum Loan to Cost Ratio’s up to 90% +
Margins ranging from 2.75% & Line Fees 2.75%
Lower and No pre-sales construction solutions for suitable projects;

MEZZANINE DEBT

Typically $2 – 15 million
Maximum Loan to Cost Ratio’s up to 90%
Margins ranging from 12%+ upwards
Est Fees of 2% reducing for larger transactions

DEVELOPMENT SITE FUNDING

Typically $1,000,000 – $50,000,000
Facility limits generally 65% LVR however we have provided up to 80% LVR in some cases
Major Bank margins commencing at 1.50% with line fees from 1.50%
The non-Bank solution chosen is a private lender than the cost of funds is typically 7.95%pa

Recent Example

No presales construction Sydney
Project: 111 apartments
LVR: 60% of GR
Presales: Nil
Loan Amount: 42M

How We Work

01

Apply for
pre approval

02

Find A Property
and Make An Offer

03

Get Your
Approval Documentation

THE FINANCE JOURNEY

Reach Out

Reach Out to one of our brokers

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We assess your Financial Situation

We assess your Financial Situation

approved

Let us do the leg work in getting you approved

Choose

We'll always make sure your loan is right

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OUR DIFFERENCE

diverse panel

Diverse Lender Panel with Elite Commercial Broker Status with Big 4 Banks

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approved

20+ Industry Experience

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portfolio

Extensive clients' portfolio across Australia

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diverse panel

Tailored Finance Solutions

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