Commercial Loans

A commercial loan, often referred to as a business loan is a large, long-term loan that can be used for a number of purposes, including buying equipment, hiring staff, purchasing commercial property or funding any other business activity.

Main reasons to opt for a commercial loan

There are a number of reasons that encourage you to take commercial loan

Contract of sale for commercial premises

Renovating your existing workplace to increase efficiency, improve safety or make extra space.

Buying new equipment or upgrading old equipment.

Securing extra capital so you can handle bills and invoices or make payroll

Prerequisites for a commercial loan

If you’re ready to take a commercial or business loan, there are some key questions you need to ask yourself first:

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Is your research complete? Is it done in a detailed way?

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Have you taken into account your business performance in the past years?

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Are your financial records properly maintained?

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Do you have any pending debts?

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Will you be using the loan for purchasing physical assets (i.e. machinery, vehicles etc.)?

This will help you to analyze your needs for a loan better

How to apply for a commercial loan?

If you want to apply for a commercial loan, you will need to have a good reason and the financials to back it. This includes providing financial statements and showing that there is a business case for the loan. If it’s to purchase commercial property, you would need to show the financial returns from the purchase.

For buying a business, you would need to show the financials of the business to show that it’s viable and will provide enough cash flow to make the loan repayments.

The process of taking a loan is not only time-consuming but a detailed one. We at Alliance financials help you simplify the process

Documents needed to
apply for a loan

Important documents you need to possess to apply for a loan are stated below

Contract of sale for commercial premises

Valuation documents or quotes for machinery, vehicles and other equipment

Business plan and financial projections, including market and competitor assessment

Business financial records for the past two financial reporting years

Personal financial records for the past two financial reporting years

Valuation documents for any personal assets offered as loan security

How we can make the
loan- taking process easier for you?

It takes ample amount of time to do a thorough research, to find the right loan product, to apply for it and to get it sanctioned.

We at Alliance financials understand this very well and make sure your precious time is not wasted and you get your loan sanctioned hassle-free. If you wish to apply for a loan by yourself it might get you in a tricky situation.

For applying a loan you have to follow a lengthy and complex process and if the application is not filed properly it will bring you back to ground zero and chances are there that your loan-application will be declined. It not only waste your precious time but also damage your credit score, making it harder to get approved for finance next time around.

So don’t trouble yourself and reach out to us and make your loan approval process easier with us

How We Work

01

Apply for
pre approval

02

Find A Property
and Make An Offer

03

Get Your
Approval Documentation

THE FINANCE JOURNEY

Reach Out

Reach Out to one of our brokers

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We assess your Financial Situation

We assess your Financial Situation

approved

Let us do the leg work in getting you approved

Choose

We'll always make sure your loan is right

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OUR DIFFERENCE

diverse panel

Diverse Lender Panel with Elite Commercial Broker Status with Big 4 Banks

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approved

20+ Industry Experience

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portfolio

Extensive clients' portfolio across Australia

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Tailored Finance Solutions

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